
Cryptocurrency
A cryptocurrency is a tradable digital asset or digital form of money, built on blockchain technology. Like Titan AI, cryptocurrency markets are decentralised, which means they are not issued or backed by a central authority such as a government. Cryptocurrency trading is the act of speculating on cryptocurrency price movements via a CFD trading account, or buying and selling the underlying coins via an exchange. Unlike traditional currencies, cryptocurrencies exist only as a shared digital record of ownership, stored on a blockchain. When a user wants to send cryptocurrency units to another user, they send it to that user’s digital wallet. The transaction isn’t considered final until it has been verified and added to the blockchain through a process called mining. This is also how new cryptocurrency tokens are usually created. The first and father of cryptocurrencies, Bitcoin has been nicknamed the digital and modern gold and has been voted the best performing asset of the millenium.

Stocks
Stock can be bought on stock exchanges, and such transactions are typically regulated by governments to prevent fraud, protect investors, and benefit the larger economy. As new shares are issued by a company, the ownership and rights of existing shareholders are diluted in return for cash to sustain or grow the business. A preferred stock is a class of stock that is granted certain rights that differ from common stock. Namely, preferred stock often possess higher dividend payments, and a higher claim to assets in the event of liquidation. In addition, preferred stock have a callable feature, which means that the issuer has the right to redeem the shares at a predetermined price and date as indicated in the prospectus.
Bonds
Build a portfolio comprised of funds that aim to generate returns throughout your retirement. These funds are relatively low in market risk. Various investment types can include bond mutual funds, money market funds and Certificates of Deposit (CDs) for the fixed income portion of your portfolio.
Bond Portfolio Analysis
Titan AI is able to provide New-issue and secondary market municipal bonds that may not be available through other brokerage firms. Additional products that may be available are taxable fixed-income securities, corporate bonds, municipal bonds, treasuries, closed-end funds, CDs, Unit Investment Trusts (UITs), preferreds and more. Our fixed-income representatives can help assist you by analyzing your bond portfolio and identifying issues that fit your risk profile and investment objectives. Benefits of this high level of personalized service often acts to our clients' benefit. In many cases we are able to get a better price by working with several dealers or provide an alternative security that better meets the clients' needs.
Exchange Traded Funds (ETFs)
An exchange-traded fund (ETF) is a basket of securities you buy or sell through a brokerage firm on a stock exchange. ETFs are offered on virtually all asset classes ranging from traditional investments to alternative assets like commodities or currencies. Exchange-traded funds can be considered one of the most important products created for individual investors in recent years. ETFs offer many benefits and, if used wisely, are an excellent vehicle to achieve an investor’s investment goals.
Frequently Asked Questions
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What does Titan AI being decentralized mean?
Titan AI offers financial instruments without relying on intermediaries such as brokerages, exchanges, or banks by using smart contracts on a blockchain. It's a system that removes the control banks, institutions and to a large extent, the govenment have on money, financial products, and financial services and runs on a digital/crypto currency payment system.
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Who owns Titan AI?
Titan AI being fully decentralized isn't claimed or owned by any individual or entity, but was an idea brought to live by a network of integrated blockchain validators and portfolio managers operating on smart contracts.
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What is a smart contract?
A smart contract is a computer program or a transaction protocol stored on the blockchain which is intended to automatically execute, control or document legally relevant events and actions according to the terms of a contract or an agreement. They typically are used to automate the execution of an agreement so that all participants can be immediately certain of the outcome, without any intermediary’s involvement or time loss. They can also automate a workflow, triggering the next action when conditions are met.
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How are portfolios funded and payments and trasanctions carried out?
Titan AI is a protocol backed by blockchain and runs on smart contracts, hence payments and transactions are carried out through cryptocurrencies such as bitcoin(btc), ethereum(eth), ripple(xrp), binance token(bnb) and stablecoins such as usdt and usdc.
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What cryptocurrencies are accepted:
Cryptocurrencies such as bitcoin, ethereum, ripple(xrp), binance token(bnb) and stable coins such as usdt or usdc.
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What is wealth management?
Wealth management usually refers to a suite of services that provides the opportunity to work with a financial professional. It usually includes working together on a broad plan to help grow and protect assets and it often includes the ability to take advantage of professional money management.
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How much do i need for wealth management?
While the minimum investment required varies from investment firm to investment firm,at Titan AI, portfolios with a minimum of $25k, have a personal wealth manager assigned to them. Wealth management is designed for clients whose financial situations warrant the personal attention of a financial professional but at Titan AI, every investor has access to contact a wealth manager for a free consultation.
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How can I protect my wealth?
There are a number of things one can do in an effort to protect wealth, such as retirement planning, estate planning (including developing a plan for the orderly transfer of wealth to your heirs), being more tax-efficient, or exploring the addition of fixed income investments to a portfolio.
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What are alternative investments?
Alternative investments are investments specifically meant for accredited investors who are wealthier than normal retail investors. Such investments are made in assets that do not fall under traditional asset classes, like individual stocks, bonds, etc. The lower market correlation makes these investments less volatile, and hence these turn out to be a hedge against inflation for investors. These non-conventional investments are classified as tangible (real estate, precious metals, commodities, etc.) and intangible (private equity, hedge funds, cryptocurrency, etc.).
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Why would someone need a wealth manager?
Clients may engage in a wealth management relationship for a number of different reasons. Some choose to do so because they need help planning for certain goals, or need guidance around estate planning, protecting wealth, retirement planning, or ways to manage their tax obligations. Others choose wealth management because they don’t have the time or the desire to manage their own portfolios or simply value the input of a financial professional, who can act as a sounding board.
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Are ETFs alternative investments?
The exchange-traded funds or ETFs are investments that fall between alternative and traditional investments. It lets investors enjoy alternative investment opportunities while not facing any illiquidity issues. In addition, unlike other alt funds, ETFs are well-regulated and could be easily managed, sold, and converted to cash.
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What strategies can be used to reduce the taxes on investments?
Depending on your personal situation, there are a number of ways to potentially reduce or defer the taxes you pay on your investments. These can include finding ways to reduce or defer income, capital gains, and estate taxes. Strategies such as Roth IRA conversions, asset location, tax-loss harvesting, or revisiting your gifting and estate plans may help you grow your wealth and preserve your legacy.